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Service of process or process serving is a key part of what is known as the Due Process of Law. If any actions are taken against someone in a court of law, he or she must be notified of the fact under U.S. law. Process service is the way that he or she is notified. A professional known as a process server will find this person and hand deliver court documents to them so that they are fully informed. Depending on the court case one is involved in, a process server may deliver subpoenas, summons, complaints, order to show cause, or writs.

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Real estate commissions are only a part of the expenses you might incur when you sell your house. No matter how skilled an agent you hire, the person has a real estate license, not a magician’s license.  You need to put some time and money into the process to facilitate the sale. Here are some costs you might incur.

Home inspection. Though not mandatory, sellers who have their own inspection have a heads up as to what they need to do to get the house ready for sale and anticipate what problems buyers might find. If the inspection reveals a crack in the foundation, you have the option to fix it or disclose it.

Repairs and renovations. Most homes need a faucet fixed or some minor repairs, but often, updating the kitchen or bath, replacing the carpets, refinishing the floors, or resealing the driveway are bigger ticket repairs that can increase your selling price.

Freshening up. Even if there are some repairs you can’t afford to do, repainting gives a fresh look that makes the home inviting. The buyer might want another color in the future, but if the room is newly painted, the buyer knows he has the option of moving right in.

Curb appeal. Since buyers develop their favorable or unfavorable first impression about your home in 30 seconds, you want to make sure it’s a good one. Cleaning up your yard, repainting the trim, and planting some flowers can do the trick.

Real estate sales costs. Average commissions might be 5-7% for full service agents and 3% for discount brokers if you use an agent. Even if you sell yourself, you will have advertising costs. You may think you are saving money by not using an agent, but you are paying for knowledge you may not have to price and present your home to the market.

Negotiated sellers’ costs. Buyers often expect, or at least request, that sellers pay part of the closing costs and ask for allowances for undone repairs or upgrades. Refusing to pay can be a deal-breaker even though your agent will help you counter-offer any demands you don’t accept.

Closing costs include lender closing costs, title fees, up-front interest (if any), escrows, transfer taxes, and real estate commissions (if any).

Payoff costs. Does your home value exceed your current mortgage? If you are like many underwater homeowners, you may have to pay the excess back to the bank when you sell. Does your lender have a pre-payment penalty?

Opportunity costs. Remember Economics 101? You pay opportunity costs in money and time while you wait to sell. If you make renovations or repairs of any kind, you divert your funds in hopes of getting a return you may not see when you sell your house. If you handle the repairs yourself, you sacrifice your time. The more time you wait for your home to sell, the more you are postponing moving on to the next step. If you want to buy a new house contingent on selling your old one, you may lose it if your sale drags.

You must factor in both time and money when you calculate the true cost of selling your home. If you want to sell your home in a competitive market, prepare to expend one or the other.

What home selling expense do you think sellers are most likely to forget?

Are you ready to sell a home fast? Call us today at 1-888-835-4758 or have your client contact us to get an offer in hours from Express Homebuyers.

One of life’s biggest ironies is that there is more help available for those who don’t need it than those who do. The higher your credit score, the lower your interest rate. If you are doing well and have been able to keep your credit score high and your debt low, you will be rewarded with a lower car payment, for example, due to reduced interest even though you could afford to pay more. The person who might benefit from having a reliable new car for one of those $169-a-month car payments advertised on commercials often drives away with a used car and much higher payments. Of course, those who can qualify for the cars that are $169-a-month, seldom want those and opt for other upscale models they can afford as their interest rate is lower.

As there is no law that forces companies to grant credit, much less at a cheap price, the rest of us have to, first, use what it available for us, and then, plan for the future by improving our credit scores. As mentioned in a recent article, those who seek mortgage help by using a government or lender-sponsored program suffer a credit score blow. Those who file bankruptcy or lose their home to foreclosure are penalized for years. However, any of these things can make for a fresh start.

There are a couple of ways that people in trouble can initiate their own fresh start. Many times people cannot afford to be homeowners, even with mortgage reductions. This is why short sales and even deeds-in-lieu have become a popular way of divesting oneself of a home. If the lender agrees to go with either process, you, as a debtor, can put the mortgage behind you. Assuming that you live more frugally, you can work on paying off your other debt. The downside is that the lender can come after you for the difference.

Express Homebuyers offers a similar but often better option: we buy your home for cash.  Unlike short sales, which often take months to complete, you can have your deal wrapped up within a couple weeks. We even offer you $2,500 upfront so you can use to secure your new dwelling.

Want to get yourself a fresh start? Call Express Homebuyers today at 1-877-804-5252 or visit our website for more details. We can get you started on the way to financial freedom with one phone call.  Make today the day you take charge of your future. We will make you an offer on your first call, provide free reports to help you make your selling decision, and we even offer options to chat with one of our helpful consultants.