We Buy Houses!

One of life’s biggest ironies is that there is more help available for those who don’t need it than those who do. The higher your credit score, the lower your interest rate. If you are doing well and have been able to keep your credit score high and your debt low, you will be rewarded with a lower car payment, for example, due to reduced interest even though you could afford to pay more. The person who might benefit from having a reliable new car for one of those $169-a-month car payments advertised on commercials often drives away with a used car and much higher payments. Of course, those who can qualify for the cars that are $169-a-month, seldom want those and opt for other upscale models they can afford as their interest rate is lower.

As there is no law that forces companies to grant credit, much less at a cheap price, the rest of us have to, first, use what it available for us, and then, plan for the future by improving our credit scores. As mentioned in a recent article, those who seek mortgage help by using a government or lender-sponsored program suffer a credit score blow. Those who file bankruptcy or lose their home to foreclosure are penalized for years. However, any of these things can make for a fresh start.

There are a couple of ways that people in trouble can initiate their own fresh start. Many times people cannot afford to be homeowners, even with mortgage reductions. This is why short sales and even deeds-in-lieu have become a popular way of divesting oneself of a home. If the lender agrees to go with either process, you, as a debtor, can put the mortgage behind you. Assuming that you live more frugally, you can work on paying off your other debt. The downside is that the lender can come after you for the difference.

Express Homebuyers offers a similar but often better option: we buy your home for cash.  Unlike short sales, which often take months to complete, you can have your deal wrapped up within a couple weeks. We even offer you $2,500 upfront so you can use to secure your new dwelling.

Want to get yourself a fresh start? Call Express Homebuyers today at 1-877-804-5252 or visit our website for more details. We can get you started on the way to financial freedom with one phone call.  Make today the day you take charge of your future. We will make you an offer on your first call, provide free reports to help you make your selling decision, and we even offer options to chat with one of our helpful consultants.

There is nothing like the holidays to exaggerate financial stress.  You know the drill.  Your bills already exceed your income, and you have holiday gifts to buy and other extra expenses thrown in – a new blouse for Susie’s Christmas concert, a couple strings of lights and a tree, extra food costs for baking supplies and family dinners.  A couple hundred dollars can push you over the edge at a time of year that is supposed to be happy.

A week after Christmas, you may be making New Year’s resolutions that include some things you would like to do but may have little control over.  Getting out of debt or at least in better financial shape may top the list, but unless you are wasting your money on riotous living, it’s pretty hard to get ahead unless you suddenly start making more money.  In the current economy, it is hard to pick up second job to supplement your income at a time when your first one may be risk.

The New Year is typically a time when people consider fresh starts.  One way to do that if your prospects for getting aheadis to rid yourself of house debt for a while.  Perhaps a few years in a rental property or sharing a home with family might put you in a more stable position where you would be better prepared to be a homeowner.

Express Homebuyers can help you turn things around quickly.  We will buy your home for cash!  Call us and within a couple weeks, we will have assumed all of your housing headaches.  You can reach us at 1-877-804-5252 or on our Express Homebuyers website.