We Buy Houses!

If you are at risk of foreclosure, that tap you hear on your door between December 19 and January 3 could be Santa or holiday guests, but it won’t be Fannie Mae or Freddie Mac personnel.  Both agencies are halting foreclosures until the New Year.  The two week break will allow families to celebrate the holidays without fear of eviction.  New York-based Citigroup is even more generous and will halt all foreclosures and evictions for 30 days until mid-January – a gift to over 4,000 borrowers.

If you could get that knock on the door soon, Express Homebuyers offers an alternative.  We will buy your home and guarantee completion of the process within a couple weeks.  We tell you up front what we will pay; if you agree, you are on the way to a quick resolution.  We even offer you a $2,500 upfront advance you can use to begin your fresh start.  Call us at 1-877-804-5252 or check out our Express Homebuyers website for more details.

After 10 months,  how is the effort to modify loans going?

President Obama promised that nearly 4 million homeowners would be helped through modification, but the initial efforts went slowly as lenders moved slowly.  In July, the President and his staff called lender representatives to Washington and told them to pick up the pace.  The most recent report released December 10 indicated that the program is not only on target but ahead of schedule in terms of people who are at some point in the process.

• 728,000 modifications have been made – 25,318 of them in the Washington, DC metro area
• Borrowers with modified loans are saving an average of $550 per month
• Only 31,382 borrowers have moved from the trial phase of the program to the permanent phase
• So far, most borrowers are keeping up with their payments

The Administration met with lenders and loans servicers in Washington this week to ascertain if they are doing all they can to make the trial conversions permanent.  Meanwhile, the push is on for people in their trial period to sign the paperwork to make the modification permanent.

As noted by Chief of Treasury’s Homeownership Preservation Office (HPO) Phyllis Caldwell, the report proves that “struggling homeowners across the country continue to receive immediate relief in the form of reduced monthly payments and a second chance to stay in their homes.”

These facts contradict a study by a watchdog group that came out the same day as the government report.  The study claims only 10,000 permanent modifications have been completed and echoes Treasury department fears that 40% of people with modified home loans will re-default within 5 years.

For many homeowners, loan modification is a solution that can work long term if the reduction is substantial enough and if the other expenses associated with the home fit within the budget.  For others, who have a home too pricey for them, other debt, or a faltering job, the process may only prolong the agony before they either lose the home or make the decision to move on.

If you are debating whether you should modify your loan or go another route, Express Homebuyers offers an alternative.  We will buy your home for cash and guarantee completion of the process within a couple weeks.  We tell you up front what we will pay; if you agree, you are on the way to a quick resolution.  We even offer you a $2,500 upfront advance so you can plan your fresh start.  Call us at 1-877-804-5252 or check out our Express Homebuyers website for more details.

If the terms of the new Home Buyer Tax Credit made your ears perk up, maybe this is the time you should think of moving.  You can sell your home and assuming you have lived there as your primary residence for the past five of the last eight years, claim a $6,500 tax credit when you buy a new home.

You know, though, that preparing your home for sale will be a challenge.  The house needs a face lift to make it appealing to buyers.  To get the place looking as good as you’d like in time to get it on the market, sell it, and find yourself the replacement home you want will just take too much time. What do you do?

Maybe you inherited a home that would give you a chance to be a homeowner but it just isn’t what you want.  Even if you fixed it up, it is still too far from your job or maybe the schools aren’t what you want for your children.  You could list and sell the place on your own, but that’s seems like a lot of aggravation.  What do you do?

When you’ve been out looking at houses, you have found your new, perfect home.  The problem is, the house is so fine and in such a good location that other competing buyers are coming to the same conclusion.  The Realtor® mentions that there are other interested buyers so you have to move fast.  Maybe your existing home hasn’t sold yet or maybe you fear having enough cash up front to make your move on the new home you want.  The Bank of Mom and Dad is closed for big withdrawals and you need the cash quickly. What do you do?

You’ve just been transferred or maybe you’ve been offered a great job out of state.  You may want to buy in the new location, but in any case, you need to go!  Selling your home long distance is not want you have in mind. What do you do?

You may be in circumstances where buying another home is the last thing you want to do right now.  You know that your home is very salable but you’re on the verge of foreclosure, you’ve lost your job, you’re at the midst of a divorce, and you want or need to move on quickly.  What do you do?

Express Homebuyers can help you. We specialize in buying houses directly from home sellers like you who need a fast and reliable home-selling solution.  When you call us, you will receive an immediate offer, and you will be able to save time and money.  How do we do this?  Well, we’ve been doing this since 2003 and since then we have purchased 600+ properties in the DC metro area.  We have bought houses that needed repairs, houses that had tenants in them, houses that had been on the market for months and no one else wanted to buy, houses from people that were facing different situations (bankruptcy, foreclosure, divorce, relocation, job loss, death in the family) and needed to sell their house fast. We’ll buy your home as-is, without closing costs, commissions, or paperwork!

If you want to learn more about us or would like to get an offer for your house call us 1-877-804-5252 or check out our Express Homebuyers website for more details.  If you are looking for an affordable home, we can help you too.  Since our business is buying homes, refurbishing them into tip-top condition, and then reselling them, we have a number of refurbished homes we offer for sale. Check out the many other affordable new-home values we have to offer.

P.S. – Tell us you saw our free report Secrets to Selling your House in Seven Days or Less and if we buy your house we will give you a $100 gift card to Home Depot to help you get a few things for your new place.