We Buy Houses!

If you are at risk of foreclosure, that tap you hear on your door between December 19 and January 3 could be Santa or holiday guests, but it won’t be Fannie Mae or Freddie Mac personnel.  Both agencies are halting foreclosures until the New Year.  The two week break will allow families to celebrate the holidays without fear of eviction.  New York-based Citigroup is even more generous and will halt all foreclosures and evictions for 30 days until mid-January – a gift to over 4,000 borrowers.

If you could get that knock on the door soon, Express Homebuyers offers an alternative.  We will buy your home and guarantee completion of the process within a couple weeks.  We tell you up front what we will pay; if you agree, you are on the way to a quick resolution.  We even offer you a $2,500 upfront advance you can use to begin your fresh start.  Call us at 1-877-804-5252 or check out our Express Homebuyers website for more details.

You might think that after people have saved to buy a home and sacrificed to stay in it that they would remain protective of it until the end.  Some owners do not want to leave so they stay until they are evicted at additional cost to the bank.  However, as evidenced by the condition of bank owned homes, many former owners are all too willing to lash out at the bank by damaging the home so badly that it costs thousands to restore it to livable condition.  For banks, already on the losing end of many mortgages, the losses do not stop when the court returns the home to them.  In this age of TARP and rampant credit card interest rates, your initial reaction toward bank losses might be, “Oh, boo hoo,” but few would agree that its “right” that the bank assets are destroyed.

To prevent these types of losses, many banks throughout the country have started to offer owners or even tenants “cash for keys,” a cash payment in exchange for vacating the property within a certain number of days and leaving it in good condition.  Typically, the bank will offer $500 or more on the condition that the terms are met.  The idea is that the money will to be used for expenses such as security deposits, movers, rental trucks, utility deposits, and temporary living expenses.  This money, though hardly adequate to resettle a displaced family, at least offers some help and incentive to move out and move on without leaving the house in shambles.

Cash for keys was an unpublicized bank program for many years, available only to those who asked.  Now, banks are more forthright about offering it to people.  Banks have found this is cost-effective, compared to eviction court fees or repair costs.  Though cash for keys is intended to be a win-win proposition, the reaction of recipients is mixed.  Glad to get something, many people feel that the small amount offered is hardly enough to help them transition to a new home, much less dull their pain.  Without threatening, owner or tenants can certainly negotiate for a more helpful amount.

Recently, in the latest revision of the Making Home Affordable program, the Treasury Department offers $1,500 cash to homeowners to move on and $1,000 to loan servicers if they forgive mortgage debt.  This is basically a cash for keys approach to a problem, which should help homeowners and help banks to regain property is salable condition.

There is a simpler way to get help to move on without foreclosure.  Express Homebuyers will buy your home on the spot and offer you a cash advance of $2,500 to aid your moving and resettlement.  Rather than dragging out your situation, we will also get your deal done within two weeks through our simple five-step process.

Get closure, not foreclosure!  Sell your house fast. For Cash. Contact Express Homebuyers today at 1-877-804-5252 to get the ball rolling. We buy houses for cash, we’re Better Business Bureau accredited, and we’ve been doing it right since 2003.

The worst thing about being in a position like impending foreclosure is that you are pushed to your limit.  Even in an economy where foreclosure is common, it is hard not to feel angry, frustrated, and depressed, overlaid with a sense of failure when you can’t pay for your home and then see it taken from you. It is even more debilitating to read in the paper that banks don’t even want your home and are currently burdened with a large inventory of foreclosed properties.  If you’re in this situation, you might feel tempted to lash out at the world – at the bank, your spouse, your kids, even your house.

Silver Lining?

Although you have a lot of yourself tied up in your home, this situation affords an opportunity to reevaluate your priorities. When it comes right down to it, is a building worth all the aggravation it is causing you and your family?  Is it worth risking your family for?

Sometimes people hate to let go of things because they don’t think that same chance will ever come their way again.  With a home, that is definitely not true.  Depending on how the situation plays out, you will be able to buy a home within three years (maximum) if you take the time to rebuild your finances.

You may have heard that going to a housing counselor is what you need to do when you’re in trouble.  The purpose is finding a HUD-approved counselor is partly to explore ways to save the home, but these people can also lead you to resources to help you rebuild your credit, find rental housing, and maybe even find a job, if that that is part of the reason your finances have become unglued.  Not every solution to your financial problems will result in your keeping your home, but there are solutions that will help you overcome your current circumstances with dignity and assure a better tomorrow.

Sell Your House, Fast.

One solution you may not know about is selling your home for cash. Admittedly only one of many options, but it is a great way to sell your house fast.  There are some scammers out there who promise to do this, but a legitimate company that can alleviate your obligations by purchasing your home could be a way out for you without having to suffer some of the more drastic consequences.

Express Homebuyers has been buying properties from distressed homeowners in the Washington, DC metropolitan area since 2003.  We are accredited by the Better Business Bureau (BBB) and Members of the Who’s Who Register. Only companies that adhere to the highest standards for ethical business practices can be affiliated with organizations like these. Check us out at the Better Business Bureau.

Regardless of whether you are late a few payments, have no equity, or need a lot of repairs, we can help you.  Wondering how this works?  Check out our Frequently Asked Questions for an overview of program, then call us today at 1-(877) 907-3232 and get your life back.