One of life’s biggest ironies is that there is more help available for those who don’t need it than those who do. The higher your credit score, the lower your interest rate. If you are doing well and have been able to keep your credit score high and your debt low, you will be rewarded with a lower car payment, for example, due to reduced interest even though you could afford to pay more. The person who might benefit from having a reliable new car for one of those $169-a-month car payments advertised on commercials often drives away with a used car and much higher payments. Of course, those who can qualify for the cars that are $169-a-month, seldom want those and opt for other upscale models they can afford as their interest rate is lower.

As there is no law that forces companies to grant credit, much less at a cheap price, the rest of us have to, first, use what it available for us, and then, plan for the future by improving our credit scores. As mentioned in a recent article, those who seek mortgage help by using a government or lender-sponsored program suffer a credit score blow. Those who file bankruptcy or lose their home to foreclosure are penalized for years. However, any of these things can make for a fresh start.
There are a couple of ways that people in trouble can initiate their own fresh start. Many times people cannot afford to be homeowners, even with mortgage reductions. This is why short sales and even deeds-in-lieu have become a popular way of divesting oneself of a home. If the lender agrees to go with either process, you, as a debtor, can put the mortgage behind you. Assuming that you live more frugally, you can work on paying off your other debt. The downside is that the lender can come after you for the difference.
Express Homebuyers offers a similar but often better option: we buy your home for cash. Unlike short sales, which often take months to complete, you can have your deal wrapped up within a couple weeks. We even offer you $2,500 upfront so you can use to secure your new dwelling.
Want to get yourself a fresh start? Call Express Homebuyers today at 1-877-804-5252 or visit our website for more details. We can get you started on the way to financial freedom with one phone call. Make today the day you take charge of your future. We will make you an offer on your first call, provide free reports to help you make your selling decision, and we even offer options to chat with one of our helpful consultants.
Tags: credit score, express homebuyers, financial reset, fresh start, sell my home, sell my home fast, sell my home quick, sell my house, sell my house now
Posted in Your Credit Score |
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In general, it’s been a tough time for the real estate business. If you’ve been scrambling to find the right opportunity to sell your house, it’s probably been even tougher. What makes things even more challenging is that there are many sellers like you in your neighborhood. So if your house doesn’t stand out, how will you go past the ‘listing’ phase?

Here are some tips to help you ensure that you have a buyer knocking on your door:
- Condition of your home: When listing your house you need to evaluate the overall appearance of your property. Often, considering a renovation could draw more buyers to your home. And don’t forget about curb appeal! If the exterior is not pleasing enough, who’ll want to check the interior? This is probably even more critical if the other houses on your block are well updated.
- Presentation & marketing: De-clutter. Fix & clean your house well. You can get some great tips to fix your house for less than $250. Get professional help to showcase your place – take great pictures and a virtual tour if possible. Ensure that you have your ‘for sale’ details spelled out, conduct regular open houses and advertise within your local community through pamphlets/brochures and to outside buyers through the internet.
- Pricing for sale: Focus on your house’s selling points and drawbacks. Do your own research. Find the asking price in your neighborhood, and adjust your own based on the pros and cons. This will help you find that sweet spot which is neither way above the market, nor way below. If you are uncertain, take an appraiser’s opinion to evaluate your property’s worth.
- Hire a good agent: Your listing agent could help you make or break a good deal. While selecting an agent, you don’t only want to focus on how much money you could get, but also understand the agents marketing strategy towards selling your house. A lot of these hassles could be minimized if you worked with a full-service real estate agent.
Need to sell your house fast? Your house worries can be behind you by reaching out to us at Express Homebuyers. We are a full-service real estate agency, and we buy homes for cash within two weeks. This means that the ‘for sale’ tag won’t be in your yard for too long! Just call Express Homebuyers at 1-(877) 907-3232.
Tags: agent, appraiser, bad condition house, how to sell my house quickly, sell my house, sell my house now, tips to sell my house
Posted in Sell a Home |
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Where Did All This Stuff Come From…?
Whether or not you’re planning to sell your house any time soon, it never hurts to get things in order. Even the tidiest homeowners are amazed by how quickly houses can become inundated by the clutter and items they accumulate.
Here are some easy tips toward consistently maintaining order and balance in your home, and ensuring that come sale time you don’t find yourself waging the war against disorder for the first time.
You Need Discipline and a Game Plan
- Instead of dabbling and making gradual improvements here and there throughout the home, focus your efforts on one room at a time. Don’t move onto another room until the task at hand has been thoroughly completed.
- Force yourself to stay disciplined, and adopt the “in and out” approach. For every new item you add to a room, remove an older one.
- If you have kids, make the cleaning process fun for them (yes, it is possible). Whether it’s by giving them incentives to keep their rooms tidy and their personal belongings out of public spaces, or showing them how rewarding the result can be give them a tangible reason(reward, privilege, bribe) to observe these rules even when they haven’t been reminded to.
- Have a vision of what the room SHOULD look like before you tackle it.
- Use hangers to sort the clothes you wear the most from the ones you break out only on special occasions. Needless to say, garments that are out of season should be kept separately (a sealed, moth-proof rack for your hangers can be a crucial investment for your basement/attic space).
- When considering whether or not to retire an item, force yourself to decide whether you really, REALLY need it. If you have a hard time deciding, you know what to do.
- Treat your kitchen as a sacred area: the real estate that includes your stove, sink, refrigerator and countertops should be occupied by useful items only.
When it comes time to sell your house fast, you will be more than rewarded for the work you have done on the front end. Of course, if you do decide to sell your house in the Maryland, Washington DC or Virginia area, give us a call. We can help.
Tags: avoid foreclosure, Bankruptcy, buy my home, buy my house, DC Metro Area Real estate, express home buyers, express homebuyers, expresshomebuyers.com, Foreclosure, home for sale, homes for sale in maryland, Keller Williams, largest home buying firm, save home in foreclosure, Sell home, sell home quick cash, sell house fast, sell house foreclosure, sell my home fast, sell my home quick, sell my house, sell my house now, sell my house quick, sell your house, sell2us, Short Sale, time to buy a home, we buy homes, we buy house, we buy houses, What is a Short Sale, www.expresshomebuyers.com
Posted in Sell Your House Fast |
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