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Express Homebuyers

We Buy Houses in Virginia, Maryland, Washington DC, and Florida

Sell Your House Fast

Why Are You Selling?

by bobby parker on 4:36 pm

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Why Are You Selling?

 

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Express Homebuyers

Corporate Office

6564 Loisdale Court, Suite 315
Springfield, VA 22150
Phone: (877) 804-5252
Email: express@expresshomebuyers.com

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Categories: Sell Your House Fast

You Don’t Need Good Credit to Sell Your House

by bobby parker on 2:09 pm

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You Don’t Need Good Credit to Sell Your House

 

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Thinking about selling your house because you heard it is a sellers’ market? Maybe you’re going into foreclosure and are tired of the headaches and hassles that come with that lengthy and stressful process. The good news is your credit score does not matter when it comes to selling your house.

You can sell your house with bad credit without any added restrictions, but that doesn’t mean you should. It’s important to consider why you are selling, what your situation is after you’ve sold, and to evaluate the benefits and costs of selling your home.

The biggest issue you will run into if you have bad credit and want to sell your home is getting a mortgage to buy a new house. Lenders are more cautious when giving a loan to someone with bad credit. The same goes for getting approved to move into an apartment of your choice. There are also a lot of good reasons to sell your house when you have a low credit score.

Reasons to sell your house when you have bad credit.

The best reason to sell your house if you have bad credit and you’re worried about losing your home is because you can recover some of the money. These recovered funds can be used to help you get back on your feet, pay off bills and work to increase your credit score so you can buy another home in the future. You also have multiple options to choose from.

The first is to find a company that buys houses for cash. They can close quickly; you’ll get an offer fast and be able to move on with your life. This is the quickest option, but you may not always get the most money from house buyers or real estate investors. If you do sell to one of these companies, the biggest bonus is that you’ll avoid going into foreclosure. But what happens if the offers are too low and your bank is placing your home in foreclosure? Do you have any other options? Yes!

If the bank or lender that owns your mortgage is about to foreclose on your home, and you don’t want to sell to a real estate investor, a short sale may be a better option. From the time the bank or mortgage lender starts the process of foreclosing on your home, and until the auction happens, you have a small grace period to list your house on the market. This is called the pre-foreclosure period and it can last up to a few months. This gives you the opportunity to close in a short sale.

A short sale is when you sell your home for less than the mortgage is worth. There are numerous reasons the company who owns your mortgage will allow this, but they do have to approve it so you are taking a gamble. If you’re considering a short sale, check to see if selling your home for enough to cover the mortgage will be difficult in the current market, or even at auction. If it is, they may be more inclined to allow this. If they do, it can be a saving grace.

You won’t have to go through the stressful and tedious foreclosure process. You’ll avoid having to watch as your house gets auctioned off to the highest bidder, and you’ll walk away with money in your pocket. Also, short sales do not always use a real estate agent. This saves you money by not paying a commission. The fees associated with short sales normally become the responsibility of the mortgage lender making a short sale a great option, but only if your lender will approve it. But that isn’t the main reason you may want to choose this option.

The most valuable benefit to a short sale is that being foreclosed on is worse for your credit score than a short sale. By not having a foreclosure on your credit report, it may make buying another home in the future easier, especially if home ownership is in your long-term goals.

You can sell your house when you have bad credit without any additional obstacles, but that doesn’t mean you’ll be able to buy a new one as easily. If you do choose to sell, talk to a financial advisor, your lender and also carefully evaluate all options. If the stress is too much and you just want out, contact us for a cash offer and we’ll help to close the deal quickly and painlessly so that you can move on with your life and begin rebuilding your credit without the house and the bank holding you back.

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Express Homebuyers

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6564 Loisdale Court, Suite 315
Springfield, VA 22150
Phone: (877) 804-5252
Email: express@expresshomebuyers.com

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Categories: Sell Your House Fast, We Buy Houses

Salesforce Web2Lead Form

by bobby parker on 4:16 pm

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Salesforce Web2Lead Form

 

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Express Homebuyers

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6564 Loisdale Court, Suite 315
Springfield, VA 22150
Phone: (877) 804-5252
Email: express@expresshomebuyers.com

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What is a Condemned House? What Sellers Need to Know

by adam riemer on 1:09 pm

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What is a Condemned House? What Sellers Need to Know

 

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Do you own a home that has been recently condemned, and are you struggling to fix or get rid of it?

Home condemnation occurs more often than you think, and we’ve seen homes in near perfect condition condemned because of one or more housing code violations. Fortunately, you do have the option to either repair your home or sell it, although you may face legal challenges.  

Below, we’ll explain everything you need to know about selling a condemned home with or without repair.  

What makes a house condemned? 

A house is considered condemned if the local government determines it unsuitable for occupancy. Occupants are forced to either move, rehab or relinquish their home to a third party once a home is condemned. The government may also intervene and exercise its right to seize a home and provide fair market compensation to the homeowners.  

Here are the reasons a house may be condemned:

  • Built with poor materials
  • Extensive termite damage causing structural damage
  • Hygiene problems exist, including mold
  • Utilities have been shut off (water, heat, electric, plumbing)
  • Weather or pest damage has caused the house to be unsafe or structurally deficient  
  • Vacant or boarded up – typically condemned by local government after two months
  • Inspector condemns after local officials deem it dilapidated, which means there are no particular hazards

Once a house is condemned, it’s the owner’s responsibility to either repair it, move out or sell. Since you are looking to sell a condemned house, remember: there’s a catch. Condemned homes can only be sold as land and not as an actual home on the market.  

Can a condemned house be repaired?

Yes. While condemned homes are considered the last opportunity for occupancy, a homeowner can repair a condemned home and make it livable again. Owners should weigh whether or not the value of the repairs exceeds the value of the home before proceeding. Work with an experienced contractor and appraiser to determine the appropriate next steps.

How can I get the condemned status removed from my home?

To get a home “uncondemned”

  1. Consult your local building authority and negotiate a rehab or repair agreement.  
  2. Complete the repairs.
  3. Have the home inspected by the local government authority who will verify the repairs have been completed and the rehabbed home is code compliant and reverse the home’s status.

How much can I get for selling a condemned home?

Depending on the buyer, you can still receive fair compensation for a condemned home if it sits on a desirable lot or location or offers potential upside. Generally, a condemned property is considered less valuable than vacant land because it requires the additional burden of either repairing or demolishing the home. Before rehabbing a condemned home, it’s important to consider whether the price of repair will exceed the appraised value of the home at the time of condemned appraisal.

How can I receive compensation for a condemned home if I can’t sell it?

Through a pro-tanto award. If your house is considered condemned and you can’t sell it, then your local housing authority may decide to seize it. When this happens, the government will provide a pro-tanto award, where you will be compensated based on the appraised value of the property. Otherwise, you have no other options other than repairing the home or forfeiting it entirely.

Can a buyer get a mortgage to buy a condemned house?

A buyer can’t get a mortgage for a condemned home – they can only borrow money from “hard money lenders,” which don’t have to answer to Securities and Exchange Commission and only to the Federal Reserve Board. To purchase a condemned property, the buyer has to work directly with you, the owner. Unfortunately, a buyer’s only option for financing will have to come out-of-pocket or using rehab loans. Buyers need to keep in mind the cost of repairs in a condemned home purchase, as well as any existing liens on the home that will need to be paid off.  

If you own a condemned home and are looking to sell fast for cash, click here to contact us. We’ll make you an offer and take that stressful element out of your life.

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Express Homebuyers

Corporate Office

6564 Loisdale Court, Suite 315
Springfield, VA 22150
Phone: (877) 804-5252
Email: express@expresshomebuyers.com

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Categories: Sell Your House Fast, We Buy Houses

“We Buy Houses For Cash” Signs Are Everywhere, But Are They Legitimate?

by bchandler on 3:56 pm

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“We Buy Houses For Cash” Signs Are Everywhere, But Are They Legitimate?

 

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Can You Trust
Companies?

You’re driving down the road and you get lost in overwhelming thoughts about your never-ending responsibilities. The devastating reality of drowning in bills and debt is sinking in. You realize how quickly your available cash is dwindling when a sign that reads “We Buy Houses For Cash” catches your eye. This peaks your curiosity, could I really sell my house for almost immediate cash? You’ve thought about https">how to sell your house in the past but the process seems so stressful. You think about calling but it seems almost too good to be true, what’s the catch?

Seeing flyers on telephone poles or signs that read in all bold “we buy houses” can be a bit off putting at a first glance but believe-it-or-not these companies are a legitimate part of the real estate market. The reality is,  https">We Buy Houses companies  aren’t for everyone, but can be extremely useful for those who are stuck in a predicament like the one that was just illustrated.

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These companies buy houses at slightly under market value, make necessary repairs, and sell the property for a profit. If selling the home on the market isn’t an option, this can be a great way for distressed sellers to relieve themselves from the burden of having to sell the home.

So how exactly do these companies work?

Buyers from the https">We Buy Houses companies seek out distressed sellers who may be interested in selling their house below market value in exchange for an expedited and hassle-free selling process. When a seller indicates interest in selling their home for cash, they’ll work with the company to arrange a time for the buyer to see the property. The buyer will estimate the value of the home and create a no-obligation offer for cash. If the seller agrees to the offer, the buyer will then prepare a buyer’s contract without having to involve real estate brokers or commissions.

What type of homeowners are they looking for?

There are a variety of reasons someone might choose to sell to a We Buy Houses company; in most cases the seller is unable to sell the home on the market and is looking to close quickly. If a loved one unexpectedly passes away, someone might quickly https">inherit a home but not have the time or energy to make repairs and put it on the market. If a home has been damaged, in order to https">avoid massive repairs, a homeowner might choose to sell for cash.

Divorced couples needing to relocate quickly can benefit from selling the shared home through a We Buy Houses company. An unfortunate financial situation or unexpected bills may prompt someone to https">sell their home in order to get cash fast and make ends meet. Regardless of the situation, most sellers are feeling overwhelmed and stressed, which is why these companies help take that weight off of their shoulders by simplifying the process.

But how can they buy my home for cash?

House Buying companies are in the business of flipping homes, which means that they should have done enough business previously to have enough cash in their account to purchase the home. As with any industry, there will always be scams and people that are looking to take advantage of you. If you’re looking to https">sell your house fast for cash, it’s important to know which companies are looking out for your best interest and operating ethically. Trustworthy companies use cash that they already have sitting in their account to buy a seller’s home. This cash is often the proceeds from previous properties they’ve flipped.

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The company may also have received a Hard Money Loan, which is a loan based on an asset. With Hard Money Loans, the loan is based on a piece of property being used as collateral rather than other factors like a credit score. The cash that the company uses to buy homes may also be from Angel Investors who have chosen to invest in the company. An Angel Investor will invest in a company that they deem to be profitable; the company continually has satisfied customers and is bringing in consistent business.

We Buy Houses Scams

Smart people get tricked into https">We Buy Houses scams all the time, which is why it’s important to do research beforehand and know which questions to ask.  When you first see a “We Buy Houses” or “I Buy Houses” sign, you should look to see if there is a company name on the sign. If the sign only has a phone number, chances are it’s a shady practice. Many of these numbers are actually routed through Google Voice or other services that make them untraceable.

If they do have a company name, you should be able to easily access client reviews and testimonials when you look them up online.  If a business has nothing to hide, you should be able to find information about the business owner and their business with previous clients.

Are you still not sure if you’ll be able to tell a legitimate business from a sketchy one? In real estate, social proof goes a long way. If a company has been doing deals for a long period of time, you’ll be able to find reviews online. Most reputable We Buy Houses companies will have been featured in various media outlets.

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The company’s website should have client reviews and testimonials on their websites, although you have to remember that these reviews are sometimes bias as they are chosen by the company. If the business pops up on Google search with a valid address, there should also be numerous reviews of the company through Google. Looking at a company’s Facebook page is a great way to gage how much business they’ve done, and whether or not most business interactions have been positive. Social media sites like Facebook, Twitter, and LinkedIn are great for getting honest reactions and reviews from customers.

If you’re unable to find any information about a company online, it’s possible that they’re running a scam that is illegal and untraceable. It’s simple to check through the Better Business Bureau and see if the company is an accredited business. The Better Business Bureau also features reviews and feedback. If you can’t easily access a website to learn about the company and the company is not a https">Better Business Bureau accredited business, it’s best to steer clear.

We Buy Houses Companies Aren’t For Every Seller

When a seller chooses to work with a “We Buy Houses” company, it’s most often for one of two reasons: because they are in a financial position where they want to get cash fast or because they don’t want to take on the stress and burden of selling a house. That being said, We Buy Houses companies are not for every seller. It’s important to first evaluate what your needs are when it comes to selling a home before making the decision to sell on the market or sell to a https">company that buys houses.

Not all We Buy Houses companies are the same, many will operate in a very different way than others and, unfortunately, some will try to take advantage of sellers. That being said, make sure to do the necessary research beforehand and trust your gut! If anything ever feels off, make sure to get clarification.

Contracts should never be signed if you’re unclear on what they mean. Unfortunately, many of these companies have sneaky ways of getting out of a contract. These contingencies include: needing approval from a lender, a specified number of days for a buyer to get financing, an appraisal for a certain value, a cost of repair contingency, and requiring a home inspection.

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Just because someone has had a negative experience with a “We Buy Houses” company doesn’t mean that all of them have that same reputation. Many companies have an office, a qualified team, and will work with you to get the house sold in just days, all elements that lead to a trust worthy company.

Remember the beginning scenario where you were driving down the road feeling stressed and overwhelmed? You were questioning whether selling your house could ever be an option, and how to get started. Now, picture feeling happy and confident, knowing that you made the right decision to sell your house and that you worked with a legitimate house buying company.

Should you choose to work with a We Buy Houses company, you now have the tools and resources to find a reliable company to sell your home quickly and give you the money that you deserve. You have the satisfaction of knowing that it is possible to finally feel financially relieved by selling your home for cash.  You can https">sell your house, We Buy Houses companies are legitimate, and you could easily have cash in your pocket in just days!

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Get your Fair Cash Offer to Sell Your House, Fast!

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Where is your property located?*

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or Call us at (877) 804-5252

Express Homebuyers

Corporate Office

6564 Loisdale Court, Suite 315
Springfield, VA 22150
Phone: (877) 804-5252
Email: express@expresshomebuyers.com

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Express Homebuyers is rated 4.6 stars on Google based on 39 reviews

Categories: Sell Your House Fast, We Buy Houses

How to Sell Your South Florida Home Fast!

by bchandler on 1:24 pm

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How to Sell Your South Florida Home Fast!

 

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South Florida Home for Sale

If you are reading this article, you are probably thinking of moving into another house in South Florida or a completely different state. Whether you are trying to quickly escape a moldy house or you are just sick and tired of hurricanes, don’t panic! You have options!

In this article, I will explain the different options you have based on your homes conditions and the current real estate market in South Florida (Broward County, Palm Beach County, Miami-Dade County). Also, if your https">house needs major repairs or a major clean up, don’t worry. At the end of the article, I will let you know how to quickly get a fair cash offer for your problem home.

What’s the Housing Market Like in South Florida?

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Neighborhood in South Florida

If you are thinking of https">selling your South Florida house, now is the time to do it! Housing prices are inching closer and closer to the peaks which were hit before the housing crash in 2008. Economists, like Ken Johnson of Florida Atlantic University, believe that the market will experience a slight dip soon or prices will level out.

According to the http">Realtors Association of the Palm Beaches, in June this year, the median price for a https">West Palm Beach, single-family home was $345,000; an 8 percent increase from last year’s prices. As of June 2017, the median single-family home in Miami-Dade was $335,000 according to the http">Miami Association of Realtors; a 6 percent increase from last year’s prices. Broward’s single-family homes were found to have a median price of $355,000, a 9 percent increase from the previous year, said the http">Greater Fort Lauderdale Realtors.

Did Hurricane Irma Affect South Florida’s Real Estate Market?

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Houses Destroyed by Hurricane Irma

Some of you may be thinking, “Should I sell my Florida house so soon after Hurricane Irma?”; the simple answer, YES! According to an http">interview done by CNBC, Jeffrey Soffer, real estate developer and CEO of http">Turnberry, “The damage by Hurricane Irma in Florida is not as bad as it could have been and shouldn’t affect real estate prices.” However, Soffer also mentioned that “insurance costs will go up” for Florida residents.

When Soffer mentioned real estate prices being unaffected, he may have been talking about the real estate prices of homes without damage. Alex Garcia, a senior agent for http">Redfin, stated “Don’t even think about listing a home for sale if there’s any damage to it. Somebody was going to put their property on the market with water intrusion. I said ‘You cannot go to market with any kind of damage. It has to be corrected’.”

The last factor to take into consideration is construction and renovation costs when you are thinking about keeping or selling your house after a hurricane. If you have a house that needs major renovations that are not covered by insurance, it might not be the best time to try to repair your house and sell it. After a hurricane, most contractors tend to work for insurance companies to fix houses affected by the storm. Because of this market shift, there will be a shortage of workers and building supplies. It will also cause prices to increase. To sell an unrepaired house after a hurricane, you may have to sell your house “as-is.” If you’re interested in this, check out the end of the article.

In conclusion, the value of your house will not go down because of Irma, unless it was damaged by the storm. Your insurance prices and repair costs, however, will rise. For houses in disrepair or in need of renovations, reference the end of the article for how to sell your house “as-is.”

Is Your South Florida House Market Ready?

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Family Looking for a House

When asking yourself “Is my house market ready?” You need to consider everything from your furnishings to your HVAC system. To help you get an idea, refer to the list of items below for activities you should do before putting your house on the market.

Market Ready Checklist

  1. https">Declutter Your Home
    • Any unnecessary items should be stored or thrown out. Make sure to not overlook bookcases, hutches, and other conspicuous places.
  2. Empty Closets
    • Empty every closet as much as you can. Remove seasonal clothes and clothes you do not wear.
  3. Get an Inspection
    • Inspections are usually reserved for buyers, but if you get an inspection ahead of time, you will be ready for any major repairs and will be able to research any needed repair estimates.
  4. Research Repair Estimates
    • Find out how much it will cost to fix your house’s major issues, like a broken furnace or water heater, a leaky roof, a major mold problem, or a pest issue.
  5. Paint and Flooring
    • When painting your home be VERY careful. Use popular neutrals. Tip: search Pinterest for http">popular neutral paint colors. When choosing a carpet color, also go for neutrals. If you have wood floors, get them re-finished, but do not get new wood floors if you do not have to. You won’t be able to make back your investment.
  6. Clean, Clean, Clean
    • Try to make your house look perfect, like a show house. That means all those bundles of lint beside your dryer or that stubborn stain on your carpet. If you need to, get your home professionally cleaned.
  7. De-Personalize
    • Those adorable pictures that your child drew that are posted on the fridge, unfortunately, have to go. Also, family photos do not allow prospective buyers to imagine themselves living in the house. So, remove any family photos.
  8. Store It
    • You may have to store items, such as furniture that is cluttering your house or that old lawn mower that you never use.
  9. Detail the Landscaping
    • Try to make your landscaping look clean and elegant. Remove all weeds and plant flowers, if your climate and season permit.
  10. Set the Stage
    • Whether you are getting your https">house professionally staged or if you are adding extra touches to your house, be sure to stage in some way. For example, if you have a dining room or kitchen table, make sure to set the table with silverware, a plate set, and napkins. For people looking to get their home staged, call stagers and ask to look at their portfolio. http">Coldwell Banker Real Estate Corp. found that staged homes spent half the time on the market and on average sold for 6 percent above the asking price.
  11. Plan Play Dates and Pet Sitting
    • Allow people to imagine themselves in a house by removing distractions like children and animals. You are not going to want to explain unnecessary details like animal fur in your ducts or how you seemed to get out pet stains from your carpets.
  12. Get Rid of Unpleasant Odors
    • Remove garbage, litter boxes, and anything else that has an unpleasant odor and replace their smells with the smell of cookies, fresh smelling candles, or clean carpets.

If you do not want to do all this or if you do not have the money to make all these changes, then you might want to re-think putting your house on the market. There are cheaper, faster, and easier ways to sell your house.

Sell My South Florida House Fast and “As-Is”

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House Purchased As-Is

If you are asking yourself “How Can I Sell My Florida Home Fast,” then look no further; the best way to sell any house fast is through a real estate investor. Whether you need to https">sell an inherited home in Florida, have major repairs that you cannot afford to fix, need to do a major clean up that you cannot handle, or just want to https">sell your house in Florida the fast and effortless way, you should call a real estate investor for an offer.

All Real Estate Investors are Not Equal

For the most part, selling your house with a real estate investor will be quick and easy; but unfortunately, all real estate investors are not equal. A small real estate investing company or inexperienced investor can waste your time and money while trying to gather enough cash to pay for your house. Even worse, an investor could waste your time and money, then back out of the deal at the last minute. So if you decide to sell through a real estate investor, choose wisely!

Express Homebuyers

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Express Homebuyers

At https">Express Homebuyers we believe that you should not take a risk when it comes to dealing with such a large investment. We have purchased over 2,500 homes since 2003 and have an A+ Better Business Bureau rating. If you would like to find out more about selling your house in South Florida, give us a call or https">fill out the form. Here’s our 3 step process:

  1. Receive a fair cash in just minutes.
  2. Schedule a time for us to visit your house.
  3. Confirm all paperwork and get CASH.

It only takes a few minutes to get a fair cash offer on your home. So, what are you waiting for?

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Get your Fair Cash Offer to Sell Your House, Fast!

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Express Homebuyers

Corporate Office

6564 Loisdale Court, Suite 315
Springfield, VA 22150
Phone: (877) 804-5252
Email: express@expresshomebuyers.com

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Express Homebuyers is rated 4.6 stars on Google based on 39 reviews

Categories: Sell a Home, Sell Your House Fast, We Buy Houses

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