If those commercials for freecreditreport.com have ever sent you running to your computer to order the free annual report that the government says you are entitled to, back the truck up! The reports may not be so free after all! As a result of an FTC ruling in 2004,...
As anyone who has watched silly commercials about people with poor credit being doomed to drive hoopties or make their living in costume at a Renaissance fair knows, a bad credit score costs you! You may be denied the card you want, a gas card, a job, or an apartment...