Frequently Asked Questions
The Most Trusted Cash Home Buyer in Virginia, Maryland, and DC.
What Happens at a Cash Closing and How Do I Get Paid?
A cash closing is a standard real estate closing at a title company. You sign the deed and closing documents, the buyer wires the funds, the title company pays off your mortgage and any liens, and you receive the remaining proceeds by wire or check, usually the same day.
Do I go to a special cash-buyer office?
No. Use a licensed title company or settlement attorney in your state. That third party protects both sides and records the deed.
What happens before closing day?
The title company searches the title, orders mortgage payoff figures, prepares the settlement statement, and confirms the wire. You review the numbers before you sign.
How do I get paid?
Most sellers receive a wire to their bank account. Some receive a cashier’s check. Ask the title company which method they use and confirm the account details in person or by a verified call, not by a surprise email.
What comes out of my proceeds?
The mortgage payoff, any tax or HOA liens being cleared, and standard seller closing items such as transfer taxes or recording fees if those are customary in your jurisdiction. Reputable cash buyers do not add a seller commission. At Express Homebuyers we pay all closing and transfer fees for the seller.
How long does cash closing take on the day of?
Signing is often thirty to sixty minutes if the file is clean. The recording and wire follow the title company’s process that day.
Can I close remotely?
Often yes, with mobile notary or remote online notarization where the state allows it. Ask the title company early if you are out of town.
This is general information, not tax or legal advice.
Video Transcript
What happens at a cash closing, and how do I get paid? A cash closing is a standard real estate closing at a title company. You sign the deed and closing documents, the buyer wires the funds, the title company pays off your mortgage and any liens, and you receive the remaining proceeds by wire or check, usually the same day or within 24 hours.
Do I go to a special cash-buyer office? No. Use a licensed title company or settlement attorney in your state. That third party protects both sides and records the deed.
What happens before closing day? The title company searches the title, orders mortgage payoff figures, prepares the settlement statement, and confirms the wire. You review the numbers before you sign.
How do I get paid? Most sellers receive a wire to their bank account. Some receive a cashier's check. Ask the title company which method they use and confirm the account details in person or by a verified call, not by a surprise email.
What comes out of my proceeds? The mortgage payoff, any tax or HOA liens being cleared, and standard seller closing items such as transfer taxes or recording fees if those are customary in your jurisdiction. Reputable cash buyers do not add a seller commission. At Express Homebuyers we pay all closing and transfer fees for the seller.
How long does cash closing take on the day of? Signing is often thirty to sixty minutes if the file is clean. The recording and wire follow the title company's process that day.
Can I close remotely? Often yes, with mobile notary or remote online notarization where the state allows it. Ask the title company early if you are out of town.
If you want a cash closing on your timeline, request a no-obligation offer at Express Home Buyers dot com.