Frequently Asked Questions
The Most Trusted Cash Home Buyer in Virginia, Maryland, and DC.
How much do cash home buyers pay?
Cash home buyers typically offer about seventy to eighty-five percent of as-is market value, depending on condition, repairs, location, and how fast you need to close. The number that matters is net proceeds after commissions, repairs, and holding costs, not the list price you might see on Zillow.
Why is a cash offer lower than full retail value?
A cash buyer is purchasing the house as-is, taking on repairs, carrying costs, and resale risk, and giving you speed and certainty. That convenience and certainty is priced into the offer.
How should I compare a cash offer to listing with an agent?
Start with the likely sale price, then subtract agent commissions, seller closing costs, repair, home inspection items and staging costs, and the months of mortgage, taxes, and insurance you would keep paying while the house sits on the market. After those costs, a fair cash offer can be closer to a traditional net than the headline prices suggest.
What changes the cash offer on my house?
Condition is the biggest factor. A house that needs a roof, HVAC, or foundation work will price differently than a house that only needs paint and carpet. Location, recent comparable sales, and your timeline also change the number.
Does Express Home Buyers use a secret formula?
No. We start with comparable sales and the as-is condition, then subtract expected repair costs and the cost of a fast, certain close. We walk you through the reasoning when we present the offer.
Will every cash buyer offer the same amount?
No. Different buyers estimate repairs and resale differently. That is why comparing more than one offer, and comparing net to net, is smart.
This is general information, not tax or legal advice.
Video Transcript
How much do cash home buyers pay? Cash home buyers typically offer about seventy to eighty-five percent of as-is market value, depending on condition, repairs, location, and how fast you need to close. The number that matters is net proceeds after commissions, repairs, and holding costs, not the list price you might see on Zillow.
Why is a cash offer lower than full retail value? A cash buyer is purchasing the house as-is, taking on repairs, carrying costs, and resale risk, and giving you speed and certainty. That convenience and certainty is priced into the offer.
How should I compare a cash offer to listing with an agent? Start with the likely sale price, then subtract agent commissions, seller closing costs, repair, home inspection items and staging costs, and the months of mortgage, taxes, and insurance you would keep paying while the house sits on the market. After those costs, a fair cash offer can be closer to a traditional net than the headline prices suggest.
What changes the cash offer on my house? Condition is the biggest factor. A house that needs a roof, HVAC, or foundation work will price differently than a house that only needs paint and carpet. Location, recent comparable sales, and your timeline also change the number.
Does Express Home Buyers use a secret formula? No. We start with comparable sales and the as-is condition, then subtract expected repair costs and the cost of a fast, certain close. We walk you through the reasoning when we present the offer.
Will every cash buyer offer the same amount? No. Different buyers estimate repairs and resale differently. That is why comparing more than one offer, and comparing net to net, is smart.
If you want a no-obligation cash offer based on your house and your timeline, request one at Express Home Buyers dot com.